Last posts on money

Money Can't Buy a Fi

2012-04-17T15:43:25+02:00

How to brainwave the healthiest, in good spirits and tranquil bunny for your familyThis is the quiz I am asked more or less peak so I design that I would allotment this code of behaviour or skill that I have devised so that relations can brand an well-read judgment on discovery a glowing joyous bunny and of discovery the letter-perfect stockman to acquisition their bunny from.I do muse that a groovy breeder is inactive the best location to acquisition your bunny girl because you can see primary mitt the bunny's parents and the breeders other timeworn and have all your questions answered whereas if you buy your bunny girl from a pet depot where a keen per centum of the pet store followers knows nil nearly rabbits or their watchfulness are unable to compress in the blanks for you.So, now for the modus operandi to follow in find a clean and thrilled bunny: - engineer a database of respective breeders in your state and ding the prototypal stockman on your record and ask if you can locomote call on them and see the bunnies that they have for merchandising. You are going to theory test for smell, groan and manual labour.

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When the breeder takes you feathers to their coney emit examine for pong. If you get bowled finished by the foetor of excretory product from nasty un-cleaned cages this is not the location to find a lively whole bunny so manufacture a courteous defense and give and go bank check out the next stock breeder.If the stockman passes the stench tryout come in the lean-to and draft out the bunnies whilst keeping your ears attuned for the blast of sneezing or cough. If you hear a lot of instinctive reflex or expiration sometime again brand a gracious self-justification and give up and go keep an eye on out the close stock breeder on your record.If the breeder passes the sensation and fit interview you status to notice how the stock raiser handles their bunnies, and how the waitress reacts once the stock farmer opens their cage. If the stock raiser grabs the waitress by the scruff of the collar and/or the bunny lunges at the breeder, once again engender a decent vindication and evacuate.

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When you breakthrough a stockman who passes the smell, safe and handling of their bunnies test, you have found a cause who looks after their bunnies. Now you can launch manual labor the bunnies and see how placid the waitress is. Don't forget to fiddle with the parents as all right. A lot of breeders appendage their bunnies on a every day proof and this ensures that utmost bunnies from this stockman will be easy-going and unruffled.In end once you go to a breeder's throw it should be natty and weed the bunny's binary compound vessel should be packed next to wash wet near no fertile algae or separate debris, the waitress cages should be wash down and not reek of body waste and dejection. The bunnies should countenance well-preserved and restful without any exhalation or symptom and the breeder should bar their bunnies thoughtfully but positively and the bunny girl should be picked up as you would a pocket-sized child, by introduction their custody on any side of it. The breeder should be able to reply any questions that you may have in quotient to bunnies, give you an idea about how to clutch them, and grant you fraught watchfulness mission. They stock breeder should likewise exhibit how to tack your bunny's nails, conveyance out a well-being scrutinize and raise your spirits you to sound them if you have any problems or added enquiries.Don't bury to ask lashings of questions in relation to the meticulousness and paperwork of bunnies. A stock farmer who cares enough something like their well-worn are more that willing and able to response any enquiries that you may have.I personally provoke folks to scrutinize that the breeder lonesome breeds for the adulation of the by-line and not descent for virtuously exemplary gain. I personally distaste breeders who churn out bunnies rightful for lucre without thinking of the bunny's welfare. By not buying any bunnies from this type of stockman you are sending them a legible statement that you don't approaching their arrangements.Relationship - Colla More Letters of Char The Neo-Liberal Stat

Mobile Money Bandit | FOR ONLINE MONEY

2012-01-09T09:24:49+01:00

Originally, I discovered about Mobile Money Bandit among the Keyword Rockstar guys. They transmitted a contact together a webinar because of the creator, Justin. I’ve used PayPerCall something myself within the last year therefore i immediately decided To become on the verge of attend.

The webinar got good, actually. Usually webinars aren't anything but sales pitches for your product, but Justin walked everyone through one of his PayPerCall campaigns that he’s been running also as solved some stuff with regards to Google Quality Score moreover. You'll find nothing more valuable than traversing to a working campaign IMO.

The best part about PayPerCall could be the it’s beginning to mature. More advertisers are jumping on the boat thin number of offers can promote are increasing. Many brand-name advertisers aren’t doing CPA marketing anymore caused by quality problems with letting people write their ads. A lot of beginners were ruining their brandnames with shady ads and tactics so they’ve jumped ship.

Cell phone calls, although, is your 2nd best sales environment for selling in (behind face-to-face) which means the payouts are pretty high in general. The actual payout is over $10 for most PayPerCall offers.\The Mobile Money Bandit Course Material

You can find 4 sections to Mobile Money Bandit…

Intro to Tap’nTalk Marketing - Some sort of intro video from PayPerCall is roughly, including where you might get offers and also just how it is promote your non published numbers with no-cost traffic. I bought some ideal insight due to this section.

Offers and Online survey - This is probably the most significant section since picking a niche while offering is truly essential to succeeding. If you promote crappy merchants, your conversions are affected. Ought to you find a niche that can be not big enough, you won’t get volume.

Free The way to Turn Traffic Into Requests - This section should be about greatest promote PayPerCall offers with no cost traffic. A couple of awesome techniques in it! In the event don’t have the funds to expend funds paid search, then you'll need shades free methods. The excellent part concerning this often that it’s very hard to misplace money when you aren’t taking out traffic.

Paid Mobile Search plus Tap ‘n’ Talk Connection - Could be the the true value from your course is. The recording on keyphrase research alone is really worth cost admission. That is some really solid stuff about writing adcopy.

Altogether, I must say i enjoyed reading this course! I’m really excited begin testing more PayPerCall myself. I’ve dealt with a few campaigns start working but nothing huge yet.

Avert Cash Crises by Availing Auto Title Loans

2011-11-25T04:23:46+01:00

Are you in desperate need of money to solve your personal financial problems and have no ways to solve it? Don't worry!! Your car will be your source of money to solve all such issues. The recent recession has helped borrowers like you in a great way. Several automobile lenders have reduced their interest rates to boost their business and offer various kinds of loans to help people managing their financial instability.

If you have a car of your own, auto title loans could be good source of funds during a cash crisis. As long as you own the title to your auto without any liens against the car, you can get title loan approved within minutes. Credit checks are not necessary as your vehicle is used as collateral for your loan. Some lenders also ask you to give them a spare set of your car keys. This is for them to repossess your car in case you fail to pay the interest for your loan.

Title loans also sometimes know as car equity loan are meant for short-term use. Its payment differs from 14 days to a month from the day the loan is issued. If you run short of funds for paying off your loans, the loan will be rolled over for another payment period. In case of roll-overs, the rate of interest is higher. This is done to keep the loan from defaulting. If your loan is rolled over a few times, you will have to pay a great deal. This amount is much more than the amount of loan you had applied initially. Annual percentage rates on several title loans are of three digits.

Automobile title loans are low financial risks for lenders. This is because borrowers quite often take out loans for fewer amounts than the value of their vehicles. However, borrowers could get up to the retail market value of their vehicles with title loans.

Title loans can turn out to be a great financial risk for customers, especially for those who borrow more money than they require. One missed payment on title loan can result in your auto being seized immediately. In some states if your car is seized, the lender can keep additional funds which are generated by selling your vehicle above its retail value. In such cases, you are still likely to pay back the loan.

To sum it up, car title loans should be considered as short term solution for your financial needs. The rate of interest and the risk involved is very high in this kind of financial borrowing. The borrower must analyze the financial needs thoroughly and should make a wise decision when it comes to auto title loans.

How to have security for unexpected financial emergency using payday loans and cash advance

2011-11-19T23:36:00+01:00

We will almost certainly never be a point when the financial wishes of unexpectedly appeared from nowhere. Most times, we are not organized for this urgent requirements plus the emergency of discovery probable resources of cash based. There are selections as we will borrow finance from financial institutions or different financial companies, but to aid to fetch difficult processes. If the nature of your crisis stresses of time, so not a good suggestion. This is where support is considerable certain payday loans online. The modern trend is now on loan to give money to borrowers who have way in to finance rapidly and lacking fuss or problems. The services of a loan assured payday create accessible or can be create online through the personal money to utilize.

Applying for a advance cash loan guaranteed on the net transactions more easy conventional face-to-face quarrel. The most up-to-date technological developments in thefield of Online world technology makes it possible for any person to gain access to the net anytime. Visualize that a sudden demand for funds in non-working days. If you hang around to leave the facilities you must have limited hours of operation for a great deal longer. Processing time in these institutions is moderately yet longer. If your submission form online payday loan guaranteed to perform everything a great deal quicker. You have to fill out forms are ordinarily in a user-friendly format is no necessity to go inappropriate using the input data. This is a typical for credit transactions that were Web customer support personnel desires. Thus, if at all, there are client requests or problems are options to provide solutions. An application for advance cashloan make certain do not delay in lengthy lines just to ready the documents. It provides the leisure of doing transactions on the comforts of at home.

Yes, this is a definite loan payday online handy and exceedingly handy for debtors urgent, but similar any standard financial transaction, there are still various formalities. There are necessities to meet previous to being authorized for loans quick cash. Firstly, a client that the requirement have to be of age to enter into a business association, makes eighteen to be exact. This is because an agreement between loan company credit and the borrower is lawfully bound to do. Next is that the applicant must have a permanent residency in the United states different condition is that the finances of a borrower to pay back the loan at specific times were. This states that you must own a secure occupation or a entrepreneur that you will hold regular wages. Of course, loan companies must therefore protecting their investment needs this claim sincerely to make them glad. The very last question is for the comfort of both creditor and borrower. Applicants for a loan guaranteed payday must submit his bank account. The major explanation for this is that following the final authorization of the proposal of the debtor, the creditor could transfer the money directly to your account. The consumer can then easily supervise your money to the online help otherwise to withdraw funds from ATMs.

What makes the advance cashloan services is guaranteed, for the leisure that does not involve any type of assurance for loans by the debtor. This only speeds up the procedure of loans, because no inspection and evaluation of the worth of securities is made necessary. With payday loan make certain cash quick!

Direct cash advance lenders
Information from Cash Advance with Employment

Life-as-we-know-it

2011-11-15T23:18:00+01:00

Avast maties! The good ship Life-As-We-Know-It is sinking. Time for preparations is short. Man the lifeboats and send out the Mayday. Rig the storm jib and have the ditch bag at the ready!

The Great Financial Crisis is in its infancy. We have a long and turbulent experience ahead of us. This will not be an easy experience for anyone since our world currencies are all in grave peril. Gold may be the ultimate lifeboat in which to survive the storm but even this will be a rough ride. There will be many great waves where we will soar to great heights only to surf down steep backsides where we will face even larger series of waves. Only those of great fortitude will survive the storm. Just remember to never abandon your lifeboat no matter how deep the waves plunge.

What the heck am I talking about? Read the keynote speech given by Alf Fields at the Sydney Gold Symposium on November 14, 2011. The speech can be found at the following link:

http://www.jsmineset.com/2011/11/14/keynote-speech-at-sydney-gold-symposium-14-15-november-2011-by-alf-field/

Gerry

Why do we pay taxes?

2011-10-26T02:33:00+02:00

Ever wonder why we are required to pay our taxes? Most people think that the answer to this question is obvious. They would tell you that you are required to pay taxes in order that the government can pay for all of the things that we demand of them. Things like roads, bridges, ports and other infrastructure. Things like education for our children or health services. In actual fact the taxes that you pay only initially go to pay for these services. However the international financial and monetary system (IMS) is designed such that eventually all the taxes will be required to pay the principal and interest on the debt. There will be nothing left to pay for any services. This is the predicament that Greece and other countries are already facing. The US already spends more than 40% more than its revenues on an annual basis. Eventually this will reach 100% even if they institute austerity measures to reduce their expenses. It is only a matter of time. Our monetary system is doomed to fail.

How can I say this with certainty? Because it is designed right into the IMS. All fiat currencies will eventually fail ... this is a mathematical certainty. It is simply a question of how long it will take for each currency to fail since they are not all failing at the same rate. You see all world currencies are simply debt based. The amount of debt in the economy must always exceed the amount of money in the system. In order for the monetary system to survive the total debt in the economy (public and private) must continue to grow indefinitely. It cannot contract otherwise a deflationary spiral (depression) will set in. Why is that? Because when we create money we only create enough to pay the principal on the debt but not the interest. This accumulated interest must eventually grow (along with debt) until there is not enough money to pay either the principal or interest payments due on the accumulated debt.

Does this sound weird to you? Impossible you say? Nobody would design a system that must inevitably fail? Our IMS was not designed, it evolved. I may not have explained this very well since it seems so improbable. OK. So watch this short video of a talk given by Mike Maloney (of Rich Dad Poor Dad fame). He does a much better job of explaining this than I do.

http://www.zerohedge.com/news/michael-maloney-we-pay-tax-privilege-have-currency

Gerry

Loan Currency

2011-06-15T11:33:00+02:00

Instead of loaning money, we should use a separate currency which has no value in and of itself and is used as a promise that a particular sum will be paid in real currency, so that there is no risk to the purchasing power of regular currency and people know, when they accept loan currency, that they take risks, rather than that the risk is imposed upon them. This way, no banks would ever be needed.

Do you want to make money with your blog? Try Flattr

2010-10-04T11:38:00+02:00

Wanna make money with your blog? Do you have quality content that you would like to monetize? Now you can do it, with a revolutionary micropayment system called Flattr.

The system was launched publicly in March 2010 on an invite-only basis, and then opened up to the public in August 2010.

How does it work?

You pay a small monthly amount (using either Moneybookers or PayPal) and then click buttons on sites to share out the money you paid in among those sites, sort of like an Internet tip jar. The minimum to pay is 2 euros per month. The money payed each month is spread evenly among the buttons you click in a month. In this way, users share not only money, but also content. For the service, Flattr keeps 10% of all the users monthly flatrate.

What is interesting about this service is that not only sites which support Flattr, but all sites, can have Flattr buttons.

Good Flattr to everybody!

40 years of monetary chaos!

2010-09-20T19:25:00+02:00

Many (most?) people still do not realize that not only is gold money but over the long run gold is the ONLY true money. All paper currencies are simply convinient ways to exchange goods, services and the means of production in the short run. They should not be used to save money for retirement, children's education or any other long run purpose. The problem is that our fiat currencies should be viewed as a burning match. Eventually they will burn your fingers and they will be consumed in the fire that they create. Only real gold bullion should be used to hold savings over the long run. Do not trust your paper currencies to serve this purpose or you will have your fingers burned.

Please read the excellent article by Bill Buckler at The Privateer Report. This is a subscription service but his most recent piece was reprinted at Zero Hedge at the following link:

http://www.zerohedge.com/article/bill-buckler-discusses-last-price-standing-true-money-answers-only-question-relevant-gold-bu

Gerry

Fun, Fun

2010-09-01T13:36:33+02:00

Yeehaw. So much fun. Working on PetVille for my two Facebook accounts and for my fiances' account. Guess I better get my brother up and around for school, gotta change out the laundry also. After my mom and dad get done with the route, I get to go home and change clothes and then go to the ATM and get my money. Then drive over to Pratt and get minutes on my phone, pay for late fees on my fiances' laptop, get a new pair of headphones, and then a money order for the rent/utilities. Lucky for us, it is income based appartments, our rent is added to our utilities and all together it never gets over $200. Thank heavens. Well, take care. Later.

NitroList 免費加入排隊領獎金，最高可賺122,070.30 美元！

2010-08-25T09:20:00+02:00

NitroList 是新起的網路賺錢，免費加入排隊領獎金，最高可賺122,070.30 美元！並且他們天天準時發獎給賺足3美元的人！NitroList 是美國的網路行銷廣告公司，只要你願意成為他們的會員，天天收廣告信點擊連結碼，就可累積獎金。直到今天，NitroList 網賺會員已經逼近800萬，而他們都是想在網路賺錢的人。有非常多的人，使用NitroList DIY廣告發信系統，而你願意收到他們的廣告信，當然你可以賺到NitroList 給的獎金。百分百排隊絕對可以領獎金，但你若要快速賺錢，還是需要拿著你的專屬連結碼，找人加入NitroList 免費加入排隊領獎金。連結碼範例：http://NitroList.com/index.php?referid=YICHUNitroList 發獎金是依據獎金制度換算的，免費賺錢者最高可賺122,070.30 美元！只要填寫簡單的英文資料，馬上成為NitroList 基本會員1. 要填寫英文名2. 一定要使用GMail 電子信箱3. 到你的GMail 電子信箱去收確認信4. 而之後，每天都會有來自NitroList 會員所寄的廣告信，只要點取15封廣告信，你就正式成為NitroList 網賺會員開始累積最高122,070.30 美元！5. NitroList 發獎是透過電子錢包，所以你一定要申請Alertpay 國際電子錢包，只要滿3美金天天都自動領獎。6. 若你要賺更多，可以付費10美元升級銀級會員資格，最高可賺122,070.30＋5,381,661.00 美元。7. 查詢你的NitroList 獎金～獎金、業績、廣告積分、DIY廣告8. 若需要更多NitroList 中文教學，到我的部落格：http://gdirich.blog132.fc2.com/blog-category-18.html NitroList 成員管理後台浪人情哥情趣百貨，男女浪漫激情，價格最實在 www.laiyo.netvery good internet business GDI Affiliates www.riching.ws

Indeflation Revisited

2009-11-17T05:57:00+01:00

Some month previous I posted my thoughts relating to the possibility of inflation and deflation occurring at the same time. I termed this state of economy as "indeflation". I have been puzzling over this for several years as I believe that this is exactly the situation that we find ourselves in today. How can this be so? How can you possibly have both inflation and deflation occurring at the same time? Is this not an oxymoron?

I have since come to the realization that we are experiencing inflation in real capital while experiencing deflation in financial capital. What exactly does this mean? First let us define these terms. I have previously defined inflation as an increase in money and credit relative to the available goods and services in the economy and deflation as the decrease in money and credit relative to available goods and services (see my previous post on "indeflation"). So what exactly do I mean by "capital"? Capital is the entirety of inputs required to manufacture goods or provide services demanded by consumers. These inputs can be subdivided into: 1. "real capital" - the physical inputs required to manufacture goods or provide services (such as tools, machinery and buildings); and 2. "financial capital" - commonly referred to as money but would include any commodity used to purchase the "real capital" required to produce demanded goods and services (note that this would include what we commonly think of as "credit").

My belief is that we are currently experiencing deflation in financial capital while at the same time experiencing inflation in real capital. The deflation in financial capital can be readily seen in the declining total system "money and credit" (consumer, corporate and government). The reason that the Federal Reserve has more than doubled its monetary base in the past year or so was a futile attempt to counteract the fall (reduction) in total system credit. The Fed has not yet succeeded to do this nor do I believe it will in the future. (At least not until the total amount of debt in the economy is reduced to the point where debt can be reasonably expected to be repaid with available income over a reasonable period of time relative to the life of the assets being financed.) On the other hand we have seen (and I believe we will continue to see) most essential (and scarce) commodities increase in price ... which I define as "real capital inflation".

Why then are we seeing "financial capital" deflation at the same time as "real capital" inflation? I believe that it is due to the devaluation of what we have been conditioned to regard as "money". Our society does not distinguish between money, credit and currency. These terms are generally used interchangeably but in fact have very different meanings. We commonly refer to all of these terms as "money". In fact, fiat money only holds value as long as the majority of people have faith in its value. "Money" is nothing more than any commodity that has increasing marginal utility. I believe that society is losing its faith in all fiat currencies as money. As a result, we are turning to "real capital" as an alternative to fiat money. Therefore "real capital" such as: precious metals (primarily gold and silver); oil; other forms of energy such as natural gas and renewable energy; and even other essential commodities such as grain, poultry and cattle, are increasingly serving a monetary role. Fiat currencies may continue to serve the monetary function of a means of exchange (at least for a while) but these other essential "real capital" forms will serve the monetary function of a store of wealth.

So bottom line is get used to a paradigm shift in your concept of "money". Money has two distinct functions: 1. a means of exchange; and 2. a store of wealth. It is entirely possible to see deflation in the former while at the same time seeing inflation of the latter (or vice versa).

Gerry

A Foreclosure Dream

2009-08-27T21:52:15+02:00

Thursday, August 27, 2009: I had a dream this morning where I was telling someone about my foreclosure experience in GA. i told him (i think it was a friend) how desperate it had made me feel and how helpless I feel and have felt at not being able to get justice and/or my money back.

Chosing the right asset class.

2009-06-01T04:28:00+02:00

In my last post, "What is money?" (http://chinookarch.blogspirit.com/archive/2009/05/29/what-is-money.html) I referenced the work of Paul van Eeden which shows us that inflation of the "Actual Money Supply" (AMS) has been increasing at a rate of approximately 8% per year since 2006 and appears to be maintaining this high growth rate. If this is true, where is all the new money going? We have seen stock prices rise by more than 35% since their recent bottom of March 6, 2009 so some people would argue that this new money is finding its way there but I doubt it. However, this is a very impressive increase over a period of less than 3 months. I believe that most of the new money is being used to pay down existing debt. We have been bombarded with messages in the mainstream media that the "bottom in stock prices is in" as witnessed by "green shoots" popping up all over the economic and financial landscape. Of course the people who are telling us this are the very same people who completely missed predicting the stock market crash that occured from October 2007 to February 2009. Are they right? Can we expect that all this inflation (or printing of money) by the Fed and other world central banks will continue to find its way into the stock market? Don't bet on it.

Once you answer the question, "Do we see inflation or deflation of the money supply over our planning horizon?", the next question to ask is , "How can I protect my wealth?" In order to answer this you must know what your alternatives are. What are the asset classes in which you can invest your money until you need it for consumption purposes at a later date (such as for retirement or the education of a child)? You only have about 6 choices: stocks, bonds, real estate, commodities, money (currencies) or collectibles.

Lets dispose of the easy ones first. Unless you are an expert in some type of collectibles such as rare paintings or antique cars, you should stay away from collectibles. I would argue that even if you do have this specialized knowledge now is not the time to invest in collectibles as they tend to be illiquid (difficult to sell when you need the money).

What about real estate? If you need a place to live and do not want the uncertainties and hassles of having to move every few years associated with renting then this might make sense. As an investment however this is not a good idea. Typically the asset that created the previous bubble is the last one to emerge after the bust. Take the tech bubble for instance. From the peak of the tech bubble early 2000, the NASDAQ fell over 80% to its ultimate bottom in the fall of 2002. In the six and a half years since reaching this bottom the NASDQ has recovered over 40% but the index still remains 70% below its high reached in March 2000. Not a very good investment if you got got in at the high and held until today. I believe that the housing market will see similar results. We may see a bottom sometime in 2011 but barring a hyperinflationary environment we are unlikely to see the high prices of 2006 for a decade or more. High inventories of unsold homes and high interest rates will see to that.

What about stocks and bonds? If I am right, stock prices have not yet hit bottom. The increasing stock prices that we are currently experiencing is reflective of a bear market rally that will be reversed sometime within the next 3 months. In fact, I expect that the Dow will eventually fall below 5000 before we see a true bottom. Valuations are still too high and corporate profits will likely fall even further as the recession deepens. We may even see a double-dip recession where we fall back into recession only a few months after emerging from the current recession. There are many reasons for this prediction but let me just summarize by saying that the problems that caused the financial crisis to occur are still with us and are possibly getting worse. The central banks and financial oligarchs that got us into this mess are trying to reinflate the bubble with even more debt. This very much like a drunk trying to drink himself sober. It is axiomatic that the solution to a problem cannot be to choose the same alternative that caused the problem to occur in the first place. As for bonds, interest rates will have to go considerably higher in order to attract the investment needed by the US Treasury to finance its massive deficits projected over the next decade. Higher interest rates mean a fall in bond prices so bonds are not a reasonable asset choice in the foreseeable future.

That only leaves us with money and commodities. This is where I would suggest you invest over the next several years. Say 40% cash and 60% commodities (or 50/50 if you are more conservative). Money or cash in the form of insured bank deposits or hard currency will be an attractive alternative to the losses otherwise incurred by those investing in stocks and bonds. It will also be good to have cash to invest in some cheap stocks and/or bonds when the true bottom is finally reached. It may be best to hedge your inflation risk by investing in several currencies at the same time. I consider gold bullion to be more like money than a commodity so I would include it in this asset class but even if you see it as a commodity you should carry 10 to 20% of your portfolio in gold bullion as insurance against both inflation and a total collapse of the fiat currencies that you hold.

What commodities should you invest in? I would choose those commodities that are considered essential needs. I include energy and food in this category. Oil, natural gas, grains, uranium as well as beef and pork should do well over the next several years. Luckily there are numerous ETFs (exchange traded funds that are basically like mutual funds but trade like stocks) that you can use as investment vehicles. You can get the name of some of these from your broker or just search the internet for the commodity ETF that you wish to invest in. Also silver bullion (in the form of bullion bars and coins) can be held in your safe deposit box as a good hedge against inflation. I treat silver bullion as a commodity since it is more like an industrial commodity than a monetary metal. I would not recommend investing in the ETFs of base metals or stocks of base metal producers. It is likely that world trade will be depressed for several years so these commodities will not see the increases that are likely to be seen in oil and gas for example.

Bottom line is that it is time to get very defensive in your investment portfolio if you have not already done so. Start by paying down debt and reducing your consumption in order to increase savings. I have been preaching this to my family and friends for several years now and it is not yet time to let down your guard. Do not chase higher returns ... they will be elusive and short lived. Such a strategy will more often than not result in losses as gains. Be very patient and be satisfied with protecting the wealth you have already accumulated. Remember that over the next several years return "of" investment will be more important than return "on" investment.

Good Going?

2009-04-02T19:12:14+02:00

Barely one month has passed since I and Prab started all new Indifun.in, we decided to put some ads, which will bear our server expenses.

=========================================

The earnings? I think they not bad for just one month..? Or are they? I dont have any idea, but at this rate, we gonna get enough currency for the server, in one year, definitely.. :D

REY!

Anxiety r/t Upcoming Shopping Activity

2009-01-30T19:20:04+01:00

I'm quite troubled right now. Was supposed to write this entry 12 hours ago but a brownout hit the village. Though it's about half day ago, I still think I should write about my thoughts.

My godparents gave me money yesterday so I can buy some clothes. Nice. I don't usually ask money for such stuff. I can live with a tight budget and with a rat's closet. But I am still a girl and I also like to dress up, though it only happens once in a blue moon. I'd rather spend my dimes on books. Haha!

What bothers me now is how to spend the money. There are stuffs I want to buy but I have to stick to the budget and must only buy what I need. I want to buy some dress, as in dress. OK, one piece will do. I feel like wearing dress lately albeit having no particular place where I could wear such. I think I just want to add a new dress in my cabinet. Anyways, I also want to buy some blouse, classy types. Yeah, yeah. So lady-like. But I'm still the boyish person like I used to be since freshmen in high school. I'd like to have some shabby-like clothes. Ha! I'm actually a ragged person, and my hair is a proof to that.

My hair is untamed. It's grown below my shoulder and I want it to be longer. But I miss having short hair. I used to wear one like every now and then, especially way back in high school. I always have a haircut. I just don't want to wear short hair right now because it seems like a trend lately. Besides, my hair is hard to manage so it'll be quite troublesome to have it short. Hair rebond? I don't like straight hair. But I don't hate it either. Yeah, I've had one before and it gave me a neat look. But I think it's quite un-me though it suited me.

I am not a fan of straight hair, at least I don't like to have mine straight right now. I love my waves, minus the split ends, which is the reason why I want my hair to grow fast. I want to cut my hair and end the misery brought by split ends.

I think I'll go "shopping" later this day or tomorrow. I am hoping it'll help me unwind. And of course, I believe there's a book I'd love to buy. It's classic. Hmm.. Seems like I have to go to Robinson's Galleria for that book. Gah! I don't know wear to shop. T_T Ortigas? I kind of miss Shangri-La Plaza. Besides there's SM Megamall nearby. Wait! SM Megamall on weekend? NOOO!!

Seems like I have to check on St. Francis Square and Rob Galle or I'll just stick to Shang.

Music:
Patty Griffin - Moon Song

$8.76

2008-10-15T18:15:41+02:00

Wednesday, October 15, 2008: I spent $8.76 at Dean & Deluca, the Prince Street Deli and I thought I was being a some sort of big spender. At one oint in my life, $8.76 was nothing, but now it's a lot of money. A Hell of a lot of money.

CASH GIFTING SCAM

2008-08-04T20:15:00+02:00

There is no better activity on the planet today that can bless you and your family with PROSPERITY and ABUNDANCE than what we are inviting you to learn about.Our Simple, Proven System WORKS for ABSOLUTELY everyone who applies themselves to it.We keep it extremely simple, and getting phenomenal RESULTS. Personal Message From Me“You can have everything in life you want, if you help enough other people get what they want.”In todays world you can do one of 2 things. You can work your day to day job and hope you can put enough money away for you you to send the kids to college have enough to retire on and enough to fix any problems that come up , or you can work you day today job while working a program to help you one day leave that day to day job and never have to worry about money againThe reason this is one of the best programs is becauseA: theres no productsB: theres no sellingC: theres no convincingD: and best of all there is infnanite ways to market itYou see heres the thing most people look at this and think SCAM no way would any one send 500 bucks to a stranger........ well i guess they havent checked out you tube lately and seen how crazy this is growing. or they havent done there research and checked out the tax codes and laws . but its those people , who will never grow in life. never find the true meaning in what it is to be able to help others and show them the way. because that is what this program is about . helping others succeed so you to can succeed.For the sceptics out there, or for those who sit on the fence, You Will Never Know. and like I have said before ; "you have to be in it to win it" You have to make a leap of faith I agree. So Just DO IT.Marketing is simple .you can set up an 800 # pace adds for the 800you can post classified ads on the net in news papersmake or have a web page made for you post the link all over the placemake business cards and place them in strategic places ( bank machines casinos ...)post ads in forumsbuy leadsPlain and simple it works and its easy ....CAN YOU SEND SOMEONE WHO REQUESTS MORE INFO TO A PHONE CALL ????of course you can . see what i mean botom line . you brand your self get your name out and website and people come looking for you . know your stuff answer any questions that come your way..... thats a given for any business . and thats what this is its your own person all business with in a program .there are many ways to succeed but are you doing them or are you sitting back waiting for it to work it self . heres a list of places to advertise and net work talk to people show them and send them to the call ...1. www.classifiedsforfree.com2. www.craigslist.net3. www.hyt.com4. www.usfreeads.com5. www.recycler.com6. www.inetgiant.com7. www.1second.com/1america.htm8. www.citynews.com9. www.azfamily.com/class10. www.holton.com11. www.holton.com/keystone12. www.il-monti.com13. www.theadnet.com14. www.freeads.com15. www.freeclassifieds.com16. www.dollarads.com17. www.epage.com18. www.liguidmarkets.com19. www.backpage.com20. www.classified-ads.netWhat YOU receive really depends on YOUR efforts, YOUR hunger to succeed with advertising & marketing etc, added to this. , I dont go overboard & state that anyone will make a killing here, I tell it as it is. You willl get out of it what you put into it .BUILD IT AND THEY WILL COME ........

ANG LUPIT MO LANDO!

2008-05-23T09:54:29+02:00

ANG LUPIT MO LANDOMayroon akong PAPA.LANDO ang pangalan niya.Mahal ko siya.Ewan ko lang sa kanya.Sa tuwing kami ay magkikita,Nabubutas ang aking bulsa.Sa umaga, pengeng pera,Sa hapon, pengeng pang meriyenda,Sa hapunan ay wala na siya,Pero ubos na ang pagkain sa lamesa.Hindi ko alam kung bakit ba?Ako ba’y martir o tanga lang talaga?Harap-harapan na ako’y niloloko na,Ngunit sa’yo ako’y patay na patay pa.Lahat ng gusto mo’y ibinigay ko na,Ano ba naman ang kulang pa?Sarili ko ay kinalimutan ko na,Para lang ikaw ay mapasaya.Ngunit bakit ganito LANDO?Durug na durog na ang aking pusoSa tuwing ako’y kausap mo,Unti-unti ako’y lumalayo.Baka kung ano na naman ang iyong ibato,At tamaan na naman ang mukha ko.Kailangan nang matigil ito,Hindi ko na gusto ang mga kilos mo.Totoong napaka-makasarili mo,Paano naman ako?Mas maganda pala sa aking mundo,Kesa sa piling mo na parang impyerno.Hindi na ikaw ang lalaking nakilala ko.Wala na ang iyong mga pangako.Talagang hindi ka naging totoo,Lumuha lang ako sa piling mo.Babalik na ako sa aking paraiso,Sa mundong minamahal ako.Doon ay hindi nila ako hinihingian,Bagkus ako pa ay kanilang binibigyan.Hindi ko kailangang magdusa at masaktan,Sa kanila ay tao akong tinuringan.Ngunit hangang ngayon ako’y nasasaktan,Ikaw na nga ba’y nasaan?Sana ikaw ay maliwanagan,Magisip nang iyong mga pagkukulang.Sapagka’t ako’y nagiisa lamang,Nagmahal sa’yo ng walang hangganan.Ngayon, ako’y maligaya na,Buhay ko ay natagpuan ko na.Ngunit hanggang ngayo’y mahal pa rin kita.Kailan kita muling magkikita.Sana lang ako’y wag nang sasaktan pa,Nang ako’y wag nang lumayo pa.Kay lupit mo LANDO

After the Pizza

2008-04-14T22:54:29+02:00

Monday, April 14, 2008: After the new pizza rejection episode yesterday evening, I am not surprised. I need to move between now and mid June and I have no idea how, where, with what money. This scares me, as it leaves me very vulnerable. I have felt like this before, but this time is the most poignant, the worst. What will I do? Where will my cat and I go? That's all I think about.

Money Woes - Profiles of Real People

2008-04-05T22:35:00+02:00

This series at CNN Money, which presents more than 50 brief, first-person profiles of individuals and families struggling financially with job loss, downsizing, reduced home values, student loans, gas and food prices, etc., is enlightening and disheartening at the same time. I empathised with the stories of many folks; this one really speaks to me.

Money

2008-03-18T19:55:00+01:00

Tuesday, March 18, 2008: It's money, money, money! Can someone please tell me how I am supposed to give to others when I don't have for myself? Those others include creditors with expiring Statutes of Limitations, creditors coming after me when I am at the most vulnerable point in my life. I feel that everybody wants a piece of me, a tiny little piece or a bigger dollar slice, even when I have none to give.

Waste

2008-03-10T15:10:00+01:00

IRS Spends Millions to Tell You the Check is Almost in the Mail

Al Tompkins at Poynter Online reports on The Associated Press story:

"'At a cost of nearly $42 million, the IRS wants you to know: Your check is almost in the mail.

"'The Internal Revenue Service is spending the money on letters to alert taxpayers to expect rebate checks as part of the economic stimulus plan.

"'The notices are going out this month to an estimated 130 million households who filed returns for the 2006 tax year, at a cost of $41.8 million, IRS spokesman John Lipold confirmed.

"'That works out to about 32 cents to print, process and mail each letter. ...'"

"Why spend this money? The story quoted Keith Hennessey, director of the president's National Economic Council:

"'"Any time you do something as a government tens of millions of times, there is ample room for people to get confused. And so if you're going to have tens of millions of taxpayers getting checks, you want to get the information out so that you have as few people as possible confused about what's happening, they understand what's coming, and it reduces the number of incoming requests that IRS and Treasury have to figure out how to deal with it," said Hennessey.'"

If we take the NEC president's explanation at face value (some don't), the rationale seems vague and flawed to me. I'd like to know how many people don't already know they're going to get a "stimulus plan" check, how many people would be confused if they got a check from the IRS that, say, included a slip of paper in that envelope explaining it, and how many people who don't know and who would be confused to receive the check will actually open, read and understand the pre-explanation of the check. (To answer the first unknown, there's probably a Pew or Gallup poll out there that's already got the numbers. An ABC poll conducted a month ago asked whether people think the stimulus plan rebate is a good idea or not.)

Would it cost more or less than $42 million for the IRS and/or Treasury to add a brief explanation of the stimulus plan check mailing to its automated phone line, for those who are confused and who want answers before they deposit their checks? What about if the IRS phone number and a link to this IRS website page -- which explains why we're getting the checks -- were included on the checks or on a slip in the envelope with the check?

I guess it's really too much to expect that the refunds could be processed along with the tax returns.

$42 million ?!

(Of course, there are worse uses of money. ... But at least some folks truly believed the war would cost less, be beneficial to suffering people, and rid the world of terrorists.)

Trickle-Down

2007-10-15T20:03:48+02:00

Reaganomics Finally Trickles Down To Area Man.

One of the better Onion efforts in a while. Very snide, very cynical, very ... detailed.

via ProJo

Money Wise

2007-06-21T02:46:06+02:00

Looking for money advice? Here, from zen habits, are 70+ tips for getting out of debt, many of which -- track and examine expenses, find your purpose, change how you think about money, live on 40% of what you earn, make a budget, cook at home, consider alternatives (#48), read Dave Ramsay and/or Your Money or Your Life -- apply even if you have no debt but simply want to save more, free up money for something particular, waste less money, or align your income and spending with your values, or all of the above. (Photo: Bikes in Charleston, SC.)

Make $10 in 5 minutes!!!

2007-04-11T19:38:53+02:00

ATTENTION:Have you ever wondered...how some people can appear to far less than you do in a day and yet they have more money and more free time than you? It's time to change that. Start getting paid. Earn up to $150/hr. Start Right Now!!!For more information: https://paydotcom.com/r/11804/angrified/511670/

Top 10 Wordpress Plugins for AdSense

2007-04-10T10:07:34+02:00

Google Adsense is the most popular method of monetizing your blog. Because of it’s popularity, a number of plugins have been developed that help you easily integrate AdSense ads into your Wordpress blog. Listed below are what I consider to be the best AdSense plugins.

AdSense-Deluxe - Offers advanced options for managing the automatic insertion of Google AdSense or Yahoo Publisher Network (YPN) ads to your WordPress posts. There is also AdSense Deluxe+ which claims to be a slightly improved version of the original AdSense-Deluxe Wordpress Plugin. The main difference is an improved ad limiting algorithm.
AdSense Injection - Takes a random paragraph (or br tag) break in your post and inserts AdSense code. It does one per story on multi-post pages (home, archive, category) and let’s you pick how many to show on single post pages. You can also specify how many total ads to show on a page (0-3).
AdSense Inline - Allows you to display AdSense ads in individual posts.
AdSense Beautifier - Makes your AdSense ads look beautiful by placing images beside them which can increase your CTR (click through rate). Please note that this practice may violate Google’s policy on images near ads. You can find discussion on this topic at JohnTP.com.
MightyAdSense - Allows you to host your AdSense code in Wordpress without having to modify any templates. The ads are automatically displayed in your posts. You can control the location of the ads and specify how many ads are shown on a page. I use this plugin and love it.
AdRotator Wordpress Plugin - Displays a randomly selected ad at your chosen location. Can be used to rotate your AdSense ads with other affiliate programs like Yahoo! Publisher Network, AdBrite, BlogAds, and Chitika Eminimalls.
AdSense Earnings Wordpress Plugin - Allows you to check your daily AdSense earnings from your Wordpress admin panel. You can also use the plugin to show to the public how much money you make from AdSense.
AdSense Sharing Revenue and Earnings System - Displays your AdSense earnings for today or any selected date range in your Wordpress admin panel and allows you to share your AdSense impressions if your blog has multiple authors. (Based on AdSense Earnings Wordpress Plugin and Author AdSense Wordpress Plugin.)
Author Adsense Wordpress Plugin - Allows blog authors to enter their Google AdSense Publisher ID and have ads displayed on their own posts generating revenue. Admin can set the ratio of author’s ads to admin ads. This plugin could be used for creating a program similar to writingUp, or just for allowing your contributers to get something back.
AdSense Attachment Plugin - Allows you to show your attachments (best for Images) in a new page surrounded by ads. This great way to earn some money and show large images in new window. This plugin shows attachments as a thumbnail image, and when you click on it will show image in full size.

Do you know of any that I missed? What are your favorite AdSense wordpress plugins?

Technorati Tags:adsense Google Google Adsense

7 Steps Of Mega Adsense Earners

2007-04-10T04:35:00+02:00

The Google AdSense program is like finding money in the street.Kids in High School are making thousands of dollars a month with Adsense… Housewives, Retiree’s, Mom and Pop’s who’ve never made a dime on the Internet have created full time incomes by simply placing AdSense Ads on their web site or blog.Then you have the “Super AdSense” earners. We have all heard of them… the Elite few who are on track to make half a million dollars a year or more promoting AdSense sites.Do not be mistaken though… these people are not building like your Mom and Pop’s do. They have systems in place that create sites for them… people who build sites for them… they have outsourced and automated many of the tedious tasks such as posting to blogs and searching for keywords.While most people cannot emulate everything these Super AdSense earners do… many of them you can.Here are 7 Required Steps you can implement today to copy their success.1) Starting today… treat your AdSense business like it is a REAL business and track what you do.Begin tracking what you are doing that works… as well as what you are doing that does not work. This will keep you from making the same mistakes over and over, and you can repeat the steps that have worked in the past. As simple as this step seems… most people do not know the reason(s) to their success or failure.2) Utilize the latest tools and software available.The Super AdSense earners are not any smarter than your average person. I know many people think they are… but for the most part, they are regular non techie people.They are smarter in one respect though… they use the latest tools available to them to automate most of the tasks involved with researching and creating sites. They use the latest keyword, site creation and search engine optimization tools available. The tools they use are their secret weapons.3) Quit chasing the Mega Dollar keywords.You cannot compete with the search engine experts who create sites for the $80 payout keywords. You may get lucky every now and then… but in the long run, you are better off building sites for the low to mid range payout keywords. The competition is less, and your chance of success is much higher over the long term.4) Choose broad niches and break it down.Choose a broad subject as your main theme (lets use computers for an example). From there… break it down into as many sub niches as possible.Using Computers as the example… you could build sub niches/sites like laptop computers, computer hard drives, computer keyboards, etc, etc. You could literally build hundreds of sites around one major theme and stay totally focused. Once you have exhausted every possible sub niche of that major theme… choose another main theme and repeat the process.5) KISSKeep your sites easy to navigate and forget the fancy graphics that distract your visitors attention. Unless you are just building AdSense sites for the fun of it and to impress your friends… the purpose of having the site is to have people click on one of the ads, right? Then keep the site layout simple… dump the scrolling banners, dancing chickens and colored scroll bars… they are distractions.6) What is the purpose of your web site?Your web site cannot be everything to everybody. If you have a full fledged ecommerce site, with products for sale… links to other products, it is not a good site for AdSense. If the primary focus of the site is to sell products… let it do that.Do not distract or confuse your visitor with to many options or choices. The best AdSense sites are AdSense only content sites that sell nothing. They are sites that “Tell”… not “Sell.”7) Be consistent.This is not one of those deals where you build one site and you are done. Refer back to Step #4. You must continuously build in order to be successful.Think of it as planting a crop that you will harvest in a month or two, and the sites you build are seeds. Once the seeds have grown and matured… you will reap the harvest. The more seeds you plant… the larger the harvest.To sum it up… utilize the tools available to automate as much of the process of building sites - doing research and building keyword lists as you can. This alone will help keep you organized and on track. Be consistent in building… treat it like the business it is and you will reap the rewards of your harvest.Technorati Tags:adsense Google Google Adsense

Death of a card

2007-03-12T05:40:00+01:00

It is dead, at last. And I am very glad.

This plastic card that went about with me everywhere, tempted me into buying things I have not wanted, gave me many sleepless nights, ate into my savings, mocked me each time I decided to do away with its genorisities...is finally dead. Ha, the relief it brings! No more passing by stores and thwarting the desire to use it...just one swipe....

When I walked into the bank, head high and demanded a recipt for the cancellation of the card, I made myself proud. No. I didnt want the card any more, I told the man who was looking for ways to make me retain it.

Why? asked he, mournfully.

Ah, I dont need it any more (No, I had not suddenly come by a fortune)

Why? A smile of surprise. He may have heard people say this and that, but I hoped, not any one who just did not need it. In his experience, everyone needed the plastic card.

Ah, I said again. I am doing away with the temptations.

It is better, I think, to get to the point without hesitation. I was sure that no amount of excuses on his side was going to make me keep it.

He bribed me with the 'free card' scheme, 'the travel the world' scheme, 'easy cash', 'precious gifts', 'points' scheme...but no. I had made up my mind.

The card has served me well, I said again. But I decided not to trouble it further. The old card can rest in the bin or elsewhere and need not be bothered to 'distract' me from my mission.

A few minutes of silence followed. I was undeterred. A mind made up is a mind made up. Nothing can change it. Of course in those minutes, I gave the card a kindly thought. It had come to my rescue many times when I suddenly found that my wallet had leaked away all the money, it had dutifully stood by me when a sudden fascination for a laptop had gripped me quite unnecessarily. I recalled those times when I walked into a store full of confidence knowing that if I were to fall prey to the dazzle of diamonds or gold or silver, my blue card would come to the rescue...

The customer care man gave one last try.

You can have it for free...for your lifetime

That sent a shudder down my spine. I wasnt going to let him remind me that my time was running out. That finally pushed me into making the final decision.

Cut it up for me, right now.

He did something better. He punched three holes in it and handed it over.

So that you never forget it

There is no escaping the blue plastic card.

Money and Religion

2007-03-03T11:40:00+01:00

Having just browsed through a current issue of The Birmingham Post (2/3/2007) I read an article in PERSPECTIVE called 'Money doesn't make the world go around' by Ann Pettifor. She sheds a new light on the conflict of 'interest' between Christianity and Islam ... the conflict between our western values and Muslim values.

She points out that in our western society we condone the making of money from money. Our western values are ...'rooted in the accumulation fo wealth and the absence regulation. We call it "liberalisation" and export it all over the world'.

On the other hand, 'Islam has never accepted the legitamcy of interest. To this day Islam prohibits the taking or giving of interest or riba, regardless of the purpose of the loan, or the rates at which interest is charged. Islamic banks are savings institutuions and when they make loans they do so as stakeholders, sharing in risks and losses'.

These two religions are mutually exclusive it seems.

But is it just "money which is the root of all evil" or is religion the true problem - it seems that so many incomprehensible wars and intolerable circumstances foisted upon the citizens of our earth are the result of religion......

With conflicts continuing to rage around the world the media is never short of something to write about or to show pictures of - heart-rending, gruesome, eye-opening photos - we are inundated daily. What do most people, who have the luxury of a safe home and environment do? For the most part we sigh, we comment on the injustices in the world, we feel powerless to do anything really worthwhile. We can certainly contribute to the various fund-raising efforts - but does our money and our good intentions ever arrive? Do they actually every really help those that it is intended for?

"Oh God!", "For God's sake!", "God help us" and "God help them".....familiar phrases - but with little consequence it seems.

Day Job Killer

2007-02-15T00:34:00+01:00

See the all new Day Job Killer. It is an amazing marketing strategy that is for sure to change the way you market. Don't get left behind. Day Job Killer will only be available for a short period of time at it's lower introductory price of 97 dollars.Click the above link in the Day Job Killer image to go to the Day Job Killer. Your Day Job Killer is awaiting you!

The Highly Anticipated DayJobKiller DJK Arrives!

2007-02-12T05:50:00+01:00

The very much anticipated DayJobKiller program has arrived and it is making waves in the internet marketing community. I have been amazed by the information I read in this marketing system and I have already started implimenting the techniques he uses with some of my marketing campaigns.The rest of the IM community is also going nuts over the great bits of information that is included with DJK. It has become one of the fastest selling systems ever on the net. If you check out most forums they are buzzing with great reviews.I definitely recommend DayJobKiller. Check it out now here: Day Job Killer Internet Marketing Kit

No smoking!

2007-01-26T19:57:37+01:00

Well, it's nearly a month and it will be on Sunday night at 12:45 pm. Four weeks without a cig. Hope anyone who made a New Year's resolution is doing well. This is the first one I have kept for so long. It seems I have added 2 extra days to my life with not smoking. So, what do I do with them???? Also saved a good amount of money. It's very cold here now. But I have just been thinking, although January has seemed the longest month ever to me, it has gone past very quickly. Presume, the older you get, the quicker time flies by. Now, at my age, that is a worry! Still working, going again tomorrow. Then, I am sticking to just the two shifts. OK, I keep saying that. But when there is a shortage of nurses, I feel guilty and go to work. NOT always though. My friend says it's hot in Australia where she lives. Huh. She comes home and has a dip in the pool. She knows how to wound me. It's also Australia Day today. Have a great weekend! Luv from Anne. xxxxx

Welcome To Explore New Opportunity...

2006-12-12T16:25:00+01:00

I would like to invite you to visit www.workexchangeag.com for job hunting,posting,forum and free classifields.This unique job hunting site is free for all to post their resume and look for jobs. There are thousand of jobs posted in the site now for full time/part time and freelance vacancy! For all businesses in worldwide on registration, you get FREE unlimited job postings and advertising on WorkExchangeAg.com. For any enquiry, contact us at admin@workexchangeag.com

Many Young people live for Today

2006-12-02T01:33:21+01:00

Many Young people live for Today. They really don't fully understand the power of compound interest. The Difference between investing as little as $20 a week at age 20 or waiting until age 50 can be over $3,000,000 (yes 3 Million). Don't wait start today!Recently I was in a 7-11 and I watched as a young man Purchased $10 worth of CaliforniaLotto Tickets. As he was walking away from the counter he started talking to me. He told me he just turned 21 and he was going to buy $10 worth of Lottery Tickets for every Pick six as long as he had a steady Job. In Missouri they have 2 Pick Six Drawings Weekly. I said to him Here is my card give me a call and I will show you a surefire way to become a Millionaire.He looked at me and said sure sure. I looked back at him and Said I will meet you tomorrow across the street at the coffee shop and Coffee is on me would morning or afternoon be better. He Replied I get off work at 2pm So I can be here at 3pm. I said 3pm it is.I went home and plugged some numbers in an Excel Spreadsheet. Remember I did promise to make this 21 Year old kid a Millionaire. I was going to do for him what no one ever did for me.The Results are very telling. If my young friend were to invest his $20 a Week and receive a 10% Return on his investment In 20 Years when he is 41 he will have a little over $66,000In 30 Years when he is 51 he will have a little over $198,000In 40 Years when he is 61 he will have a little over $550,000.In 45 Years when he is 66 He would have a little over 920,000In 50 Years when he is 71 He would have over $1,500,000. If my young friend were to be able to average a 12% return the numbers are even more staggering In 20 Years when he is 41 he will have a little over $86,000In 30 Years when he is 51 he will have a little over $307,000In 40 Years when he is 61 he will have a little over $1,000,000.In 50 Years when he is 71 He would have over $3,400,000 The Above numbers are very telling. Not only do they show my young friend the power of Compound interest but the Show my Young friend the Power of Waiting. As an Example if my young friend Continues to Buy California Lotto Tickets for 10 Years until he 31 and then decides to take my advice and invest the $20 instead of having $1,500,000 when he is 71 at 10% he would only have $550,000. Waiting 10 Years cost him almost $1,000,000.At the 12% Return My Young Friend would loose over $2,400,000 the Difference between $3,400,00 and $1,000,000Now if my Young Friend were to Play the Lotto for 30 Years and Wait until he is 51 to take my advice he would loose over 3,300,000 at 12% the Difference between $3,400,000 and $86,000.

New Jobs

2006-11-20T17:28:00+01:00

Getting out of that dead end job may be your goal. The real question is where do you go from there. 43% of workers surveyed say they plan to pursue new employment opportunities from their current job. Here is a list of things to do and not to do when trying to find that new employment future. CraigsListPortlandSearching for JobsIn most instances January is a peak month for job search. Get a jump on the competition. Many companies still actively hire over the holidays to gear up for the next year. Send in your resume as soon as possible.CraigsListBoston Your ResumeBe careful not to tell your life story in your resume. That is not the place for it. Instead highlight key skills and, most important, accomplishments in bulleted points. Don't forget references.CraigsListChicago The Cover LetterMake yourself sound unforgettable. Begin your cover letter with a bold question or bold statement that speaks about your abilities.CraigsListDenver Any Interviews?Do not go into an interview bad-mouthing your previous company, supervisor or co-workers. You will most likely be pegged a whiner. Instead be positive and imaginative. Show enthusiasm for your former job and any new job that may present yourself. Any fresh ideas may be just what get's you in the door.CraigsListSandiegoCheck backDo not bother them. Enthusiasm is one thing. Desperation is another, employers can tell the difference. Check back 1 or 2 weeks later. If no decision has been made ask when would be an appropriate time to check back.CraigsListSeattle

Complaining About What?

2006-11-16T23:30:00+01:00

It is great to meet new people and realize that their struggle is certainly not your struggle.

This continues, so read on...

I met a lady today who was neurotic in the sense that when I went to describe her, that was the only word I could come up with: neurotic. She is a middle aged woman with no financial worries who has found every way to get attention and make it seem that the world is against her. From word one she moaned and groaned about how she can't do.

According to her, she can't get anything done correctly, but she lives in a nice big 4 bedroom house with pedicured lawns, a pool, and 2 vehicles. Don't mention the yearly vacations and shopping sprees.

Nonetheless, she was a pitiful person to try to get to know. In the end I wanted to tell her to drink some hot tea and go to bed - under her down comforter nonetheless.

I am just shocked at the struggles of others while still others have to go through so much more. This person has created a world of challenges - maybe that's the sickness.

What do you think? I'm trying to get a grasp on my view of seeing the world as opposed to just making everything about me. Do comment.

Trading Basics

2006-09-02T00:29:29+02:00

Ther is no doubt that paper trading is a good, safe alternative to starting out cold when beginning investing. Just remeber, when you start for real and are earning or losing your own money, you're in the big leagues and things start to change. Hang on for the ride and good luck!

Make Money - Step 5

2006-07-21T16:21:54+02:00

Now we simply moveover to the tabs generally provided in all blogging site. First we move on to various settings of your blogTitle: Tilte of your blog should be apealing and attractive.Description: Whats your blog about? Description should be crisp and say it all type.Short but attractive.@ You can choose how many post you want to show on your blog at a time.@ You can enable or disable comments from other viewers. But disabling is not recommended,enable comments so that your blog is interactive and people can say whatever they want to.@ You can also turn on comments notification on some blog sites so that you are notified via email whenever your blog/post is commented@ But before that you may like to enable the email settings either to show email to public or allow people to contact you via email as the site may provide an option.If you dont find this option mention your email address in your profile.(if you want to allow people to contact you for your blogging).Getting a separate email address just for your blog is a good idea.Archiving: is another available tab in the blogs.These are your old post.It can be opted to be done monthly (as your host site may allow).People can go through your archives and see what you wrote previously.Or even you can go through it coz its your own personal diary.Site Feed: yeah .... Important.... you will need it in future to promote your blog ... remember the tab where you can find it.Or if you are on it simply copy paste save in your favourite folder for later use.Post/Posting: Here you will find few more tabs like:Creat New Post : if you want to creat a new one.Edit post: if you want to edit a previous posted post. Title: place where you have to give a title to your post.Compose: Just compose your thoughts in the given space.Edit HTML : If you know use of Hyper Text Markup Language, please go ahead.Preview: Provides preview of anything that you have written/createdSave Draft: Lets you save your creation for later publishing or editing.Publish : Lets your post go online for publishing onto your blog.Now its open for all people to see your new post on the web.Categories : Choose a general category in which that particular post of your falls. It can be Humor, Relationship,women,money or any given thing in the drop down menu.I think enough for today. Go on just try these, see whats there and whats not there in your blog site? One more thing which is important. make a Folder named "My Blog" in your computer to save different blog related things in it.Make use of note pad. (not a paper one, one given in start menu).Copy paste and save whatever you think you may require in future. After all we are working on a money making project.Wait till next post for more tabs and settings.Ask questions if you got any.i will reply.

Make Money - Step 4

2006-07-18T22:25:46+02:00

Before i start step 4, let me tell you one thing,in my second step i mentioned a site named blogspirit, it is surely a good interactive user friendly blogging site, but is only free for one month.So before you really start blogging there be aware that they will be asking for an upgrade or end free trial period.Because our aim is to Make Money from Scratch, therefore i will not recommend spending money on a blog when you can get a free one.May be when you earn money,from here, only then you spend some.For now lets go to Step 4.In step 3 we had signed up for a blog with a good n attractive name.now before we really start posing to our blog, we must get to know how our blog functions, various settings and tabs and bla bla bla.Most of these are common in all the blog sites.But we must know little bit of internet and blogging terminology.Though you can find them anywhere but let me tell you few so that atleast i am sure that you know enough.web log / Blog : Its a personal diary.a mini website of your own.where you can put any kind of information or thoughts you want to share.Publish: A blog gives you an opportunity to voive your thoughts on the web. When you have collected your thoughts for a particular thing you sart to publish them on your blog space.Post: your thoughts published in one go are called a post. size of a post may vary from empty to any length.(depends on the site sometimes how much it allows).Mostly the sites allow as much length of a post as you want.Comment: it is a feedback posted by someone after going through your post.Or a feedback you give after seeing someone else's blog/post.Blogger's Profile: putting your interests and all lets other know you better and helps people find people of their own interest.This post is getting bit lengthy and you may not like to see such long post.so see you tomorrow.thanx

Make Money Step 2

2006-07-14T20:26:52+02:00

Before we go over to step 2, i think i better tell you here that no one on the web will give you money with out any real work.Everything takes time and making money takes real hard work and time.do not Fire your boss,you cant be your own boss in a weak or for that matter in a month,you will not be among the rich and famous,you will not own a Ferrari, all claims wich tell you so are fake, So please dont fire your Boss.Now one thing is important, every site you visit which claims it is free, will be free to join, no doubts, but it may tell you to get Silver , Gold or Platinum Upgrades to get more benifits. Because my aim is to help the bloggers start from the scratch and make money online so we will only be dealing with free memberships and not the upgrades.People are making money from the web for free.Undoubtedly few have made a fortune. we can make our try to make some reasonable money and make the system work for us generating some good income to pay our utility bills may be.Or save for future.Now when we are through with the step one that means we have a valid e mail address, we have to move on to getting a blog. I will not get in to the definition of a blog coz you may find it on the web. Its simply a mini website of your own. There are several platforms available on the web to get a blog for your ease I will recommend you the best. Which are user friendly, easy to use and allow you much liberty. Here are the ones I use for my self. add a dot com with these names cause i will not be placing links here for certain reasons. 1. blogspirit.2. blogger.3. tblog.4. soulcast.Remember i have tried many. may be some other also exist and new blog platforms made available, but so far whatever i have experienced these are the best few. For today please just go on, visit them, see for your self experiment but dont sign up because that includes in "make money step 3". Wait for that step.dont rush. a step a day is enough for good learning.I will again request my dear viewers to spend few seconds and just leave a thanx or whatever comment they like on my blog so that i can see that you are liking it or not. Any questions and suggestions will help me improve this step by step series for newbies, which at least i never found any where on the web. Thanx

Wanna Make Money from your blog?

2006-07-07T17:44:06+02:00

just visit my blog.its real.c for your self.lets start some serious buisness.

Operation: Superone

2006-01-08T20:24:54+01:00

Today at the building I go to every Sunday morning I was talking with my friend Bob. He looked beat up, not in a "punched in the face during a bar fight" kind of way but pretty close. So I asked him "Bob you look beat up dude, whats goin on?" He proceeded to tell me how he's just scrapin by financially due to a loss of hours at work and how he ain't got no food for him and his two kids. So I listened.Now keep in mind- I'm not the kind of guy that can just sit there and listen to someone tell me how there tryin there best to put food on the table but just can't quite do it and then smile,nod,repeat in my head"sucks to be you" and then walk away.So the service starteds and the people sang and then the Pastor talked, BUT before the Pastor starts talking I get the opportunity to make any announcements that need to be announced, (imagine that-announcing announcements hmmmm....) and that's when I saw my chance and I took it. I launched operation: SUPERONE , superone is a grocery store down the street, I said that last year at this time some friends and I had pulled a grocery driveby on a guy we knew who was down on his cash flow, we had all pooled our cash together and went to superone got a ton of food and then left it on his doorstep and bailed.And now that same problem has arose, Bob had no clue I was talkin about him, "he must of been thinking about how he was going to get food?) So we did it! We got a bunch of cash together and then me and like 4 other people mobbed down to the store and on our way we saw Bob and his kids,( I had asked him if he wanted to be a part of it earlier but he just looked at me like I hadn't been paying any attention to what he was tellin me. ) So we see Bob and I told him we need his help cause we don't know what kinds of food they like to eat, then Bob got it!!! It was great -out